WIND MITIGATION INSPECTION SERVICES. CALL 239-825-8271
Simply put, if you own a building in Florida, or if you have recently made improvements to any of the components in the picture below in a building you own in Florida, and haven't had a Wind Mitigation Inspection performed, or if your Wind Mitigation Inspection is over 5 years old, your missing out on dramatic savings on your wind insurance which will total thousands of dollars over the life of your wind policy.
Call us today at 239-825-8271 to schedule your inspection. Our customers have reported savings on their wind insurance premiums of $500, $1000, $1500 and more. Some buildings may achieve over 80% reduction in the wind premium. Most buildings will get credit for certain features that absent the inspection, no discount is given. Added over the years, the savings can be in the thousands of dollars.
We distinguish ourselves by being experts in the applicable codes, getting our customers the very largest benefit by comprehensive research before the inspection, familiarity with all the requirements, deemed to comply standards and equivalents that our competition often misses. Don't make the mistake of hiring an inspection company that lacks the proper licenses, as the insurance company will disregard their report. The inspector who looks at your building must possess the license, and this work cannot be delegated.
Choose the best, call Archivision at 239-825-8271 today or email us at to request your inspection.
A Wind Mitigation Inspection By QuickSilver Home Inspections Can Reduce Your Insurance Policy Premiums Dramatically! Only $150.00
Wind Mitigation Inspections:
Windstorm Insurance rates are reduced substantially with a Wind Mitigation Wind Inspection. A wind mitigation inspection verifies construction methods that create wind mitigation discounts based on those methods providing greater protection from wind hurricane damage. The inspection usually takes less than an hour and the savings is usually in the form of a check direct from your insurance company within 3-6 weeks.
Wind Mitigation Discounts
Discounts are based on various features:
Actual Roof Shape
Reinforced Roof Decking
Roof Shingle Attachment Method
Shutter Protection Over Your Windows
Hurricane Straps and/or Hurricane Clips
Full or Partial Impact Resistant Glazing on Windows
Other Wind Resilient Construction Techniques...
Wind Mitigation discounts are applied towards the windstorm portion of your total insurance premium. Depending on where you are located in Florida, the windstorm portion is between 15% and 70% of the total premium. Premium determination is very complex and actual dollar discounts are not calculated here. For exact quotes, you must contact your insurance agent or the individual insurance company in question. The three main factors for wind mitigation discounts include: The number of wind resistant construction features present on your condo or home - The more wind resistant features you have, the higher the total discount will be for your property. The discounts can be as high as 30% or more of the wind portion of the insurance premium.
The location of your condo or home - Discounted wind insurance rates are adjusted according to where your property is located within the state. If your wind insurance rates are high, then the percentage discounts will be greater for a condo or house in a high rate area versus the same condo or house in a lower rate area.
The value of your condo or home - High value condos or homes have higher premiums. Therefore, the value of the discounts will increase with the value of the condo or home.
Will You Qualify For Wind Mitigation Discounts?
Wind mitigation discounts are justified because stronger, more wind-resistive houses have lower windstorm losses. Lower windstorm losses equal reduced costs to insurance companies that are then passed on to the consumer. Many homeowners have taken advantage of the insurance discount incentive and strengthened their existing condo or home using the strongest options in the Florida Building Code. The discounted insurance rates in Florida apply to both existing construction (condos and homes built prior to 2002) and new construction built to the new statewide Florida Building Code (FBC).
The Following Items are Building Features that Reduce Wind Damage.
Shingles or other roof coverings that meet the Florida Building Code requirements.
Roof decking that has been installed with larger nails or screws with closer spacing.
Hurricane clips and/or straps that secure the roof structure to the supporting walls
Full or partial protection of windows and glass doors with impact resistant glazing or other protection methods.
Secondary water resistance barrier that prevents the roof from leaking if the shingles are blown off in a windstorm
Newer homes and condominiums built since the new code requiring these features have been enacted.
Start Saving On Your Home Owner's Insurance Today